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Top 5 Scratch Cards with the Highest RTP

Last updated: 21.11.2025
Emily Thompson
Published by:Emily Thompson
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Forget about trekking down to the local shop for your scratch cards. These days, you can dive into these fun games of chance right from your mobile phone or computer, all thanks to online casinos.

But here's a key tip for picking your scratch cards: keep an eye on the Return to Player (RTP). The best scratch card games in Zimbabwe should ideally have an RTP of 96% or higher. This means you've got a better chance of winning more often, though remember, wins are never guaranteed. In this guide, we'll show you the top scratch card games with the highest RTPs available to players in Zimbabwe.

Microgaming's Lucky Numbers – A Zimbabwean Favourite with 96.57% RTP

Lucky Numbers by Microgaming is a top pick for Zimbabwean players looking for scratch cards with a solid 96.57% RTP. In this instant-win game, you need to match at least three random numbers to snag a multiplier prize. The card is split into two sections: Game 1 for the main action and Game 2 for a potential bonus round.

Here's a unique twist: you'll strike a gong, and if your lucky number is 8, you win! Lucky Numbers offers payouts ranging from 28x to a massive 8,888x your bet, making it one of the most rewarding online scratch cards you can play in Zimbabwe.

Whack a Jackpot by Microgaming: Dive into More Fun – 96.30%

Another great option from Microgaming for players in Zimbabwe is Whack a Jackpot, boasting a decent 96.30% RTP. scratch card game is straightforward; place your bet and then hit the 'New Card' button. Moles pop out of their holes, and if you hit one, you could win a multiplier prize. It's a simple yet engaging way to try your luck.

Your mission in this online scratch card is simple:

  • Match three symbols with your strikes to get a payout.
  • Players can win up to 10,000x the stake.
  • Activate the bonus rounds by collecting enough scatter symbols.

Mecca Bingo’s Wish Upon a Jackpot – 96.06%

Sometimes, playing a scratch card without the traditional 3x3 game board can be refreshing. Mecca Bingo’s Wish Upon a Jackpot offers this while maintaining the conventional feeling of scratching off cards.

This game teleports players to a world of fairy tales where symbols like the Gingerbread man, Puss in Boots, and Frog Prince can be highly rewarding. Wish Upon a Jackpot also has a bonus game where the Godmother can randomly appear to create bigger cash prizes.

Blueprint Gaming’s Pig Wizard – 95.82%

Although the RTP is slightly below the industry standard, Pig Wizard is still one of the best scratch cards online. It’s a hilarious 3D game in which the pigs in robes can simultaneously cast spells, curses, and blessings.

The pig wizard with a star-covered robe is the premium symbol on this scratch card, rewarding gamers with 100x the stake for finding at least three of them. This will also unlock a virtual game, where you’ll throw a virtual dice and increase your odds for bigger payouts.

NextGen’s Merlin’s Millions – 95.17%

NextGen Gaming is more popular for its exciting online slots than scratch cards. But this one is also worth playing. Merlin’s Millions follows the tale of King Arthur’s trusted wizard who casts his magic to help players win the $250,000 jackpot.

  • Run the game and scratch off the nine boxes on the grid.
  • Win a payout if you match at least three matching symbols.
  • The paying symbols include Merlin himself, orbs, owls, and spell books.
  • You can play this magic-themed game for $0.20 to $200.

Conclusion

If friendly RTP rates top your priority, these are the best online scratch cards, because they have some of the highest RTP rates you can find at top online casino sites. But remember that scratch cards are luck-based games, meaning no strategy can increase the theoretical RTP. So, have fun without any expectations of achieving a big win.

FAQ

Which Online Scratch Card is Best?

When choosing a scratch card, players should consider the RTP (Return to Player) value. Based on this, Lucky Numbers by Microgaming is often considered a top choice. However, it's important to remember that a higher RTP doesn’t guarantee frequent wins, as all game results are 100% random.

Why is RTP Important for Scratch Cards?

The RTP indicates the theoretical maximum amount players can expect to win back from their bets over a long period. For example, if the RTP is 96%, the expected payout from a US$100 bet would be US$96. In essence, a higher RTP suggests more expected returns in the long run.

How Do I Find Scratch Cards with the Highest RTP?

You can refer to lists on reputable casino comparison sites like OnlineCasinoRank to find scratch card games with an RTP of at least 96%. Alternatively, always check the paytable of a scratch card before playing to ascertain its expected Return to Player rate.

Are Scratch Cards with High RTP More Expensive to Play?

No, the bet limits for scratch cards are typically set by the game developer, not directly by the RTP. Therefore, it's advisable to check the paytable of any card to understand its specific bet limits before you start playing.

Can I Win More Money Playing Scratch Cards with a High RTP?

This largely depends on the specific game developer and the game's design. For example, in some games, you might find that NextGen’s Merlin Millions offers higher maximum payouts than Blueprint Gaming’s Pig Wizard, even if their RTPs are similar. Always confirm the maximum payout details on the game's paytable.

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